Is it safe & secure?
All LAY-BUY payments are automatically setup in PayPal’s secure environment.
Are there any ongoing costs?
No ongoing costs – only a once-off 1.9% admin fee, payable to Lay-Buys.
Are there any interest charges?
No interest charges ever
Are there any late fees?
No late fees ever
Is it flexible?
Yes, customer can payout balance at any time and take an earlier delivery. Customer needs to simply contact the seller. Customer will then receive an email from merchant with an embedded payment link for their payment of balance in PayPal – and an earlier delivery.
When do I receive the goods?
Customer receives their goods after their final payment
How are Lay-Buy instalment payments paid?
Lay-Buy instalment payments are auto-paid from their linked card in their PayPal setup.
How do I ensure all Lay-Buy instalment payments are paid?
Customer to ensure there is always funds available and correct card is linked in PayPal.